Crypto

Crypto is digital money that runs on blockchain technology without banks. It gives people full control of their money and lets them send value instantly worldwide. Some coins have real use cases, while others are based on hype and speculation. The market is extremely fast-moving and reacts heavily to news and emotions. Many crypto assets grow quickly, but they can also crash heavily. Investors use crypto for freedom, speed, and innovation. It is one of the most volatile but rewarding markets on earth. 

Layer 1s are base networks like Bitcoin, Ethereum, Solana, Cardano that everything is built on; they process transactions and secure the blockchain. They are the foundation of crypto and often hold the most value. They compete on speed, decentralization, and use cases. Layer 2s like Arbitrum, Optimism, Base make Layer 1s faster and cheaper by handling transactions off-chain. They increase adoption and scalability. They are essential for real-world usage. Meme coins such as Doge, Shiba, Pepe rely on community hype, humour, and virality. They move fast and have huge risk. They can explode in price but also dump instantly. AI coins like AGIX, FET, RNDR support artificial intelligence networks, data processing, and GPU markets. They grow as AI grows. They aim to link machine learning with blockchain systems. Gaming/Metaverse coins such as SAND, MANA, Gala power virtual worlds, player ownership, and in-game economies. They rise when gaming grows. They are tied to digital land and NFTs. DeFi coins like UNI, AAVE, CRV represent decentralized finance platforms. They allow borrowing, lending, staking, and trading without banks. They thrive during high on-chain activity. Privacy coins like Monero and Zcash hide user identity and transactions. They protect financial privacy. Some countries restrict them. Stablecoins like USDT, USDC, DAI are designed to stay around $1. They provide safety during volatility. They are used for payments, trading, and saving. RWA tokens link crypto to real-world assets like gold, real estate, bonds. They bridge traditional finance with blockchain. They offer stability. Exchange tokens like BNB, OKB, CRO give benefits on trading platforms such as fee discounts or staking rewards. Their value comes from exchange usage. They grow when the exchange grows. Utility coins such as XRP, ADA, XLM, HBAR power networks with real use cases like payments, smart contracts, or data systems. They have long-term adoption goals. ISO 20022 coins like XRP, XLM, XDC, ALGO, IOTA, HBAR are aligned with global banking standards. They aim to modernize worldwide payments. They focus on compliance and efficiency.