Income Contracts

Income contracts provide guaranteed payments over long periods. They are often used for retirement safety. Payments can be fixed, variable, or permanent. They are low-risk and predictable. They donโ€™t grow fast but protect long-term income. They suit people who prefer certainty. They are stable in all market conditions.

Annuities pay monthly or yearly for life. Examples include retirement annuities from insurance companies. Perpetuities pay forever without ending. They are rare and used in finance theory. Fixed-income contracts pay guaranteed interest for a set time. Examples include term deposits. Structured notes combine bonds with market-linked returns. They offer partial protection and growth.