Stocks
Stocks give investors ownership in a company and a share of its future. They grow when the company grows and fall when it struggles. Stocks are one of the strongest long-term wealth builders in history. They provide dividends, price growth, or both. The stock market reacts to earnings, interest rates, global events, and investor confidence. Some sectors are stable and defensive, while others are high-growth and risky. Investing in stocks builds financial strength over decades.
Tech companies like Apple, Nvidia, Microsoft build software, hardware, chips, and digital products. They grow fast and lead innovation. They often dominate global markets. Finance/Banks such as JPMorgan, NAB, Commonwealth manage loans, payments, investments, and credit. They grow when the economy grows. They offer strong dividends. Healthcare/Biotech like Pfizer, Moderna develop medicines, vaccines, and treatments. They rise during medical breakthroughs. They are defensive in recessions. Energy companies such as Exxon, Chevron supply oil, gas, and fuel. They rise when energy prices rise. They are essential for global activity. Utilities like Telstra, American Water provide power, water, and communication. They are stable, slow-growing, and high-dividend. Retail such as Walmart, JB Hi-Fi sell products to everyday consumers. Their performance follows spending trends. They can grow fast during strong economies. Transport like Qantas, Tesla move people and goods. They depend on fuel prices and travel demand. Industrial companies such as Boeing, Caterpillar build machines, planes, and infrastructure. They benefit from construction and global growth. Telecom like Telstra, AT&T provide phone networks, internet, and data. They are stable and essential. REITs such as Vanguard REIT Fund own property portfolios and pay high dividends. They include malls, apartments, offices, and warehouses.
Consumer goods like Coca-Cola, Nike sell everyday branded products worldwide. They rely on brand strength and customer loyalty.